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Fast and Secure application for cash advance and payday loans. No Credit Check and Faxless Cash Advance Payday Loans. Cash Advance Loans at CashAdvance.com Since 1997

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Business: Financial Services, Loans

CashAdvance.com was established in 1997 to offer people a quick, convenient, and secure method to get a cash advance< online.

Since that time we have helped over a million people with their short term cash needs. All in just a few minutes in the comfort, safety and privacy of your own home or office.

Whether it's an unexpected car repair, medical expense or other type of bill, or even the need to buy concert tickets before they are sold out, CashAdvance.com offers the perfect fast cash loan< solution. You can use our site with confidence knowing that you have chosen the most established and trusted name in the industry.

Make Life Simple with a Fast Cash Advance<

Life is complicated. Managing a household budget is always a balancing act, and sometimes, no matter what measures are taken, the finances just come up short. So when there is an immediate expense and payday is still weeks away, some people find themselves juggling to make ends meet. However, it does not have to be complicated to get money on demand. The simple solution is a fast cash advance.

A fast cash advance is a unique, unsecured loan that is designed to meet short term monetary needs. These loans are simple and straightforward, usually ranging from $100 up to $1500 for qualified borrowers. For those who still are not sure if a Fast Cash Advance is the right choice, consider these five simple benefits:

Simple applications<

Applying for a cash advance is easy. Forms are available online and can be filled out at any time and from any computer with an internet connection. These applications are therefore mostly stress free and devoid of the laborious paperwork that so many traditional loans require.

Simple requirements<

These quick and easy loans have broad qualifications, making them accessible to more people. Anyone who is over 18, has a personal bank account, and has a consistent income each month is usually able to secure a loan. Applicants with poor credit are encouraged to apply since a Fast Cash Advance has far fewer requirements than standard loans. Other requirements include US citizenship and non-active military status.

Simple approval<

Because there are fewer requirements and convenient online application procedures, approval for a Fast Cash Advance is easy. Most applicants can be approved within a day of submitting their application. In some cases, approval can be granted within an hour. This quick turnaround is unparalleled with other types of loans. There are no hoops to jump through, no drawn out forms to sign: just a simple application that can be approved quickly.

Simple terms<

A Fast Cash Advance has straightforward terms that are easy to understand. Applicants who are approved for a loan will receive a lump sum of money to use as needed. All loans come with a standard charge and are usually due within two weeks. At the end of the two weeks, the amount of the loan plus the other applicable fees must be paid back. This simple process means that a Fast Cash Advance does not have to be a long term commitment like a conventional loan. Should a recipient not be able to repay the loan immediately, other fees and penalties may then apply.

Simple cash<

Best of all, a Fast Cash Advance provides money almost immediately. Most applicants can receive the needed funds within two business days of submitting an application. When life is especially complicated, this fast access to cash is a must. Some loans are even available on a same day basis for qualified borrowers. Clearly, between the ease of approval and the timely access to cash, a Fast Cash Advance is simply perfect.

Stay Afloat with an Instant Approval Payday Loan<

There is an old cliché that says, “When it rains, it pours.” If you are experiencing money woes, you are well aware of the truth contained in this familiar adage. At the very time you have the least amount of money to spare is often when it seems you incur the most unexpected expenses. You do not have the luxury of waiting until the money is in your bank account.

You can opt not pay your bills for the month, which is always a bad idea, or you could write a check that you know will bounce. However, you also have a third option that you may not have considered. You could think about applying for an Instant Approval Payday Loan.

There are many reasons why you should consider applying or a cash advance loan. Cash advance loans, also known as payday loans, can provide you with the money you need in a hurry. Unlike conventional personal loans, there are no credit checks and the wait time is minimal. You can instantly have the money you need to pay your bills and meet your financial obligations. If you are still unsure of whether or not to apply for an Instant Approval Payday Loan, consider the following:

Convenient Application Process<

Applying for a payday loan is simple, secure, and convenient. You can go online and apply for a payday loan in as little as 2.5 minutes. You do not need a fax machine because you will not be required to fax documents to the lender. You will not be subjected to a credit check; therefore, bad credit is not a problem.

You do not have to worry about your identity being stolen or your personal information being sold. Lenders use secure processes that protect your identity and your personal information. You can apply for a payday loan from the comfort and convenience of your own home. You could even apply for a payday loan in your pajamas!

Quick Access to Money<

With an Instant Approval Payday Loan you will not have to wait days or weeks to receive the money you need. Once you complete the application you will know almost immediately if your application is approved. When your application has been approved, the money you requested will be transferred into your bank account within 1 to 24 hours.

You may apply and be approved for amounts ranging from $100 to $1,500. The money you requested will be directly deposited into your checking or savings account. When the money reaches your account, it may be used at your discretion. You may apply for a loan, be approved for a loan, and have the loan money deposited into your account all in the same day.

Easy Repayment Plan<

If you are concerned with having to remember one more payment to make each month, do not let this worry hinder you from applying for an Instant Approval Payday Loan. The repayment plan is easy. When you receive your next paycheck, the amount you borrowed may be deducted directly from your bank account. Repayment really does not get any simpler than that.

When your budget could use a little breathing room, you should consider applying for an Instant Approval Payday Loan. These loans can provide you with the money you need to avoid late fees and penalties and meet your daily living expenses. Instant Approval Payday Loans are designed to assist individuals with their short-term financial needs. If you are experiencing financial problems and need a little boost until your next payday, consider applying for a payday loan.

CashAdvance.com Services<

Payday Loans<

When it comes to borrowing money, too many people feel constricted or left out. This is because traditional lenders have made it more and more difficult for the average person to get money when they need it.

Cash Loans<

Fast cash loans are the most effective way to get access to immediate funds for any type of urgent expense. If you need to apply for an emergency cash loan, it is important that you understand how payday advances work. The following list of definitions can help you to become better informed on the terminology involved in the cash advance lending business.

Pay Day Loans<

No matter how well you manage your finances and try to plan for the future, you may find yourself in a situation where you need cash right away. An emergency home repair or an unexpected bill that cannot wait until your next paycheck can leave you panicked and wondering what to do.

Payday Advance<

Unless you earn over $100,000 per year, you’re most likely feeling the effects of a struggling economy. With unemployment just under 10%, real estate prices continuing to drop in most areas of the country, and the majority of lending at a stand still, people are hard-pressed to find financial solutions.

Fast Cash<

It’s no fun to look at your checking account balance and realize, “I need money now.” Even worse, a temporary shortfall of funds can create a serious problem in an emergency. Fortunately, consumers can reliably access fast cash through a trustworthy payday advance or cash advance lender. Here are the basics you need to know about borrowing a fast cash loan through a cash advance lender, and some information about how a short-term cash loan can help you.

Quick Cash<

With the current state of the economy and the tightening of credit markets, it is more difficult than ever to get unsecured loans from conventional lenders. If you need quick cash for an emergency, it may seem like there is nowhere you can turn.

Cash Loan<

A quick cash loan can save the day when an unexpected crisis strikes. Adult U.S. citizens and permanent residents can qualify easily for some speedy money if they have an upcoming paycheck to pay the loan funds back.

Payday Loan<

What can you do when you need money between paydays? Maybe you have been hit with an unexpected medical emergency or car repair and need enough cash to make it until your next paycheck. You could try getting a bank loan, but bank loans can take weeks and always require credit checks.

Cash Advance<

It happens to everyone: an unexpected car repair, a backed up sewer at home. These unexpected crises often hit at the most inconvenient times, leaving people scrambling to make ends meet at the end of the month. However, just because these costly misfortunes cannot be predicted does not mean that people have to be unprepared.

Requirements<

All you need for loan approval are:

• A current job for at least 90 days
• Be 18 or older and a citizen or permanent resident of the United States
• Income of at least $1,000/month after taxes
• A valid checking account in your name
• Current home and work phone numbers and a valid email address

No Credit Checks! You don't need good credit to receive a cash advance loan – your regular paycheck is your security.

Instant Applications!

Your application is received and instantly sent to the lender that best suits your needs. Your lender will contact you and may require that you fax in additional information – such as a copy of your pay stub. Your lender will also let you know the exact fee for your loan.

Cash Direct to You!

Once you're approved your cash advance loan will be transferred directly into your checking account… normally by the next business day.

Secure and Private!

We use the most advanced and secure internet encryption technology to protect your privacy.

Automatic Repayment!

Your loan and loan fees will be automatically withdrawn from your checking account on the due date. You don't need to do a thing!

Cash Advance Glossary<

• ACH: automatic clearing house -a method of transferring funds to or from bank accounts
• Annual Percentage: Rate (APR) – The cost of credit, expressed as a yearly rate. APR is generally not the same as the contract interest rate.
• Balance: The amount of money outstanding in an account.
• Bankruptcy: A legal proceeding in U.S. Federal Court, entered into by borrowers who are unable to pay their debts that allows them to negotiate partial payment or the sale of the  borrowers assets to partially pay back the debt. The information regarding a volentay or court ordered bankrupty stay on the borrower’s credit history for up to 10 years.
• Budget: A method or plan for the management of spending and saving of money.
• Caps: An established limit to the amount interest rates can increase in an adjustable rate mortgage loan.
• Cash advance: A source of emergency cash for people who are employed but may not have access to other credit sources. The advance is meant as bridge financing until the next payday. The advance is really a loan, interest is charged from the date of the advance.
• Charge off: A loan or credit card debt written off as uncollectible from the borrower and often the borrower has sold or assigned the debt to a collection agency. The debt, however, remains valid and subject to collection.
• Checking account: Money kept in a bank or savings and loan for safekeeping. Money can be easily withdrawn by writing checks or using an ATM or debit card.
• Collateral or security: An asset pledged to ensure payment of debt.
• Compound interest: Interest computed on the balance of a loan, in which the balance includes all unpaid interest.
• Co-signer: A person who signs a loan agreement along with the borrower and assumes equal responsibility for repayment.
• Credit: A promise to pay at a later date for goods or services purchased today.
• Credit application: A written request for credit, generally in a form specified by the lender. Sometimes, an application fee is charged to cover the cost of loan processing.
• Credit bureau: A company that compiles credit histories on prospective borrowers and provides credit reports to lenders. Lenders use these reports when making decisions on extending credit. The three major credit reporting agencies are Equifax, Experian and TransUnion.
• Credit card: A card issued by a bank authorizing payment for purchases. Interest is charged on the outstanding balance.
• Credit counseling: Professional counseling provided by organizations that help consumers find ways to repay their credit and get their financial affairs in order through the careful budgeting and management of money.
• Credit limi: The maximum amount of money that may be charged on a credit card
• account or line of credit
• Credit line: (or personal line of credit) The maximum loan amount a consumer can borrow against in an account. As a credit line is partially or fully repaid, the consumer can borrow against the account again.
• Credit report: A record of someone’s credit history, including outstanding debts, debt repayments, late payments and any bankruptcies that is compiled by a credit reporting agency.
• Creditor: A person or business from whom you borrow, or to whom you owe, money.
• Debit card: A card issued by a bank or other fianacial institution and used for making purchases. The purchase amount is deducted directly from your checking account or other accounts.
• Debt: Money owed to another party.
• Debt consolidation: A strategy sometimes used by consumers to better manage their debt problems. Rather than paying off several separate bills each month, a consumer consolidates his or her debts with a financial institution that will arrange for one lower monthly payment extending over a period of time.
• Default: Failure to repay a loan or otherwise meet the terms of a loan agreement.
• Delinquency: Failure to make payments on time.
• Direct Deposit: An electronic transfer of funds to a bank account whereby there is no need for a paper check.
• Equal Credit: Opportunity Act, A federal law prohibiting lenders from discriminating against applicants for credit.
• E-Signature or Electronic Signature: Electronic signature software binds your signature, or other mark, to a specific document. In June 2000, the U.S. government passed the E-sign bill, which gives electronic signatures the same legality as hand-written ones
• Fair Credit: Reporting Act – A federal law giving consumers the right to learn what information credit reporting agencies have on file about them and to dispute any inaccurate data in the file.
• Fair Debt: Collections Practices Act – A federal law to protect consumers from any harassing or abusive conduct, the use of false or misleading representations or unfair practices in the collection of debts.
• Federal Deposit: Insurance Corporation (FDIC) - A federal agency that insures consumer deposits in a bank or savings and loan for up to $100,000 per account. Deposits include checking and savings accounts and certificates of deposit.
• Finance charge: The cost of credit expressed as a dollar amount.
• Fixed interest rate: An interest rate that does not change over the term of the loan.
• Foreclosure: A legal process in which property or other collateral which has been pledged as security for a loan may be sold to help repay the loan after a borrower has defaulted.
• Installment loan: A loan in which the amount of payment and the number of payments are predetermined.
• Interest: The amount a lender charges a customer for borrowing money.
• Interest rate: The rate that lenders charge their borrowers for borrowing money. Usually expressed in terms of percentage per year.
• Judgment: An order made by a court related to a lawsuit that decided who wins and who loses an issue brought before the courts on civil matters.
• Late payment fee: A fee charged for a loan payment not received by the due date.
• Lease: A contract that allows a consumer to use an asset, such as a car, in
• exchange for payment. At the end of the lease term, the asset must be
• returned.
• Lender: A person or business which lends or offers loans to customers. Also referred to as a creditor.
• Liable: Having legal responsibility.
• Lien: A claim placed by a creditor on a piece of real estate, or property, to ensure the payment of a debt.
• Loan: An amount borrowed to be repaid at a later date, with interest.
• Loan agreement: A contract that spells out in detail the terms and conditions of a loan.
• Mortgage loan: A loan used for the purchase of real estate. The property serves as security, or collateral, for the loan.
• Public record: Information obtained from local, state or federal courts indicating a person’s history of meeting financial obligations, including alimony and child support.
• Refinance: Paying off an existing loan with the proceeds from a new loan usually done to get a lower interest rate.
• Repossess: Forced or voluntary surrender of merchandise as a result of a consumer’s failure to repay a loan as promised.
• Right of rescission: A borrower’s right to cancel a contract within three business days.
• Savings account: Money kept in a bank or savings and loan association for safekeeping. Savings accounts earn interest on all money kept in theaccount.
• Secured loan: A loan in which a borrower pledges an asset such as a home or car that may be sold if the borrower is unable to repay the loan.
• Security: See collateral.
• Simple interest: Interest computed on the principal balance outstanding as long as
• any portion remains unpaid.
• Title: A legal document that provides evidence of property ownership.
• Truth in Lending Act: A federal law that requires lenders to disclose to the borrower the true cost of a loan, including the actual interest rate and all terms and conditions of the loan, in a manner that is easily understood.
• Unsecured loan: A loan granted based only on the borrower’s promise to repay.
• Variable interest rate: An interest rate that changes based on an index, such as
• the prime rate.
• Yield: The effective rate of return paid on a savings or money market account or
• bond.

Why Choose Us<

Security Comes First.<

At CashAdvance.com we use the most secure website technology to protect your personal information. Every application page is encrypted for your personal security.

The Leading Lenders.<

CashAdvance.com chooses only the leading lenders to give you the fastest application processing times and the best customer service in the industry.

Instant Service for Returning Customers.<

Simply log in with your Customer ID and Password when you return to CashAdvance.com and your application forms will be filled in automatically…instantly! Our return customers usually take less than 2 minutes to complete an application.

You Get to Choose.<

You will never get unwanted emails, pop-ups or SPAM because with CashAdvance.com you can simply opt out of promotional communications. It's your choice.